The
ShopRite benefit plans described in this guide are available to full-time, non-union
associates and their eligible dependents.
Your eligible dependents include:
How do I obtain
detailed information about
the plans offered by ShopRite?
Refer to your “Summary of Benefits and Coverage”
(SBC), available on your benefits website.
Why should
I see a Network Provider?
Network Doctors have agreed to a discount of their fees. You may pay lower out-of-pocket expenses when you use
an in-network provider.
How do I know if my provider
is in the network?
Check
the website or call the insurance provider directly.
What is an Explanation of Benefits (EOB)?
A statement provided to the member explaining how and why a claim was or wasn’t paid. Always review your
EOB statements for accuracy. If you have a question about an EOB, or see an
error, contact the provider directly.
When can I continue
coverage under COBRA? You and/or your dependents are eligible to continue
group health care under COBRA if coverage is lost because:
How can I receive additional or replacement ID
cards?
Call the benefit
providers directly.
How do I add my dependents?
Contact your Benefits Administrator.
What if I get married,
divorced or have a new child
in my family during the plan year?
You must
contact your Benefits Administrator within 30
days of any Qualified Life Event. Otherwise, you will have to wait until
the next enrollment period to change your benefit options or coverage
levels. You are also required to show official documentation as proof
of the change such as a marriage
certificate, birth certificate
or court documents.
Why do I pay for some benefits with pre-tax
money?
Paying for certain optional benefits with pre-tax money lowers
the amount of your pay that is taxable;
therefore, you pay less in taxes.